As the name suggests, a fender bender is a low-cost car accident that involves the fender or the bumper of a car. Generally, fender benders happen at low speeds so the damage will rarely exceed 4 figures. But, there are always exceptions. Even though fender benders are supposed to be low cost accidents, if the bumpers of the cars don’t match then the cost of repair might be higher than usual.
If you are driving a sedan or any regular car and get into an accident with an SUV, the bumper of the other car is most definitely higher than yours. That difference in height of the cars will make the damages even bigger than if you hit a car of the same height.
Cost of a Fender Bender
Normally, fender benders cost under 5,000 dollars and average around 3,000 dollars. That’s not much considering that you have to replace the fender or bumper of the cars that were part of the accident. But, if the bumper heights don’t match and one is higher than the other, then the cost of repairs can shoot up to something as high as 9,000 dollars. If the damages are really bad, it can cross over into the 5 figures. So how does this affect you? If it affects you badly, what are the next steps?
Does a Small Car Accident Increase My Premiums?
The short answer is yes. The likelihood of your insurance premiums going up are everything but guaranteed. There is a small amount of people that come out of fender benders with their insurance premiums still at the same rate, but that’s just rare. Especially if the fender bender was your fault, then you are now a driver that poses a risk so the car insurance will definitely increase your premiums.
What Do I Do After a Fender Bender?
Fender benders are no different from any other car accident. If you got in a car accident and you don’t know what to do, follow these steps outlined here. It is important to follow these steps so that you don’t take any backsteps during an already complicated situation.
How Long Do I Have to File a Claim For a Fender Bender?
The time you have to file a claim for a fender bender is called a statute of limitations. A statute of limitations is a time limit that the plaintiff has to file a lawsuit on said car accident. The statute of limitations is 4 years. If you file a lawsuit after the 4 year statute of limitations there is a good chance that you will not be able to go through with the lawsuit.
Contacting a Personal Injury Lawyer from FLL Accident Lawyers
Personal injury lawyers are professionals that will help you get your financial compensation for the injuries you sustained. If you sustained injury at the expense of someone else’s negligent driving you need to contact our team.
Our team has experienced everything from car accidents like fender benders and something as big as truck accidents that may ruin your life for some time.
Serving hundreds of clients and making sure that they all get some sort of money and satisfaction from their case, we can confidently say that we can have you covered. We make sure that you are taken care of and feel that we actually care about you. You are not just a number but a part of our mission to make sure that people are medically cleared and healthy from bad drivers.
Located in the heart of Miami in Coral Gables, we are no further than 20 minutes from any major city in Miami. If you are too debilitated or going through too much pain to drive by yourself, no need to worry, we can bring you to our office and that will be on us. Not to mention we give FREE consultation and continue to serve you cost free until we win you money. Our lawyer fees come from the money we win for you. So no fees upfront, just good service.
