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Do I Need a Police Report After a Car Accident?

Posted by: Jimmy De La Espriella
Category: Personal Injury Blogs

The short answer is yes. 

There must always be a police report after a car accident in Miami because you never know how severe your accidents can actually be.

Although it may LOOK like everything is okay right after the accident, there could be some underlying damages that come up after the dust settles from the car accident in Miami. 

The Effects Right After a Car Accident

You get in a car accident. Your brain is going into overdrive and you don’t even know what to do. Now that you get out of your car and see the damages, you notice that there’s nothing crazy on either yours or the driver’s car. Somehow, both you and the other driver agree that calling the police is a waste of time since you’re both not feeling pain and there is no visible damage to your cars.

You drive home and think that everything is okay. Your car is driving just fine, but you are just a little rattled from the shock of getting in a car accident. 

Right after a car accident, there is a good chance that your adrenaline is rushing and that you are not thinking right. Because there is such a rush of adrenaline, it could mask the injuries temporarily. 

All the pain slowly rushes through your body. If you haven’t gotten a police report and now your pain is palpable, now the process to getting financial compensation has just gotten way more difficult. 

Importance of a Police Report

A police report is something that provides a little clarity and direction for a car accident. This is why it is so important to get a police report, no matter how small the accident is. Even if you don’t feel the pain right now, there could be pain that comes up after the adrenaline fades off. Once you want to file a claim or report it to the insurance company, one of the first questions they will ask is: “Do you have a police report?”. Your answer better be “yes”, because if the answer you give is “no”, then the process gets much muddier and complicated. 

When there is no police report, now it becomes an anecdotal accident and the insurance companies have to rely on other forms of evidence. Pictures of the accident will obviously help, but nothing is considered as good as a police report. 

Filing a Police Report

A police report is very simple to file.

It is as simple as calling the police and once they arrive on the scene, you tell your side of the story. Do not doctor or make up any additional facts or parts of the story. If your side of the story is constantly changing when being asked by different parties, you could lose your right to file a claim or just not even get compensation for the basic damages to your injuries and property. 

Contact a Personal Injury Lawyer in Accident Lawyers MIA

If you or a loved one has been injured in any kind of motor vehicle accident and has been financially compromised, we can help you.

After a car accident, you will most likely file a claim or at least try to get coverage from your car insurance. This money does not just fly to you easily. The insurance adjusters and agents will ask for many details that outline the accident. Pictures, your side of the story, police report number, more details, the list can go on. 

After all this, there is a good chance that they will offer a settlement that is grossly lower than what you have actually suffered.

Remember, your losses are not just your injuries and damaged car. It also involves other important aspects of your life like lost wages, future income, and your actual job itself. 

Trying to calculate all the losses and negotiating with the insurance companies and lawyers gets complicated. They will be throwing around words that you never knew existed, asking for written and recorded statements to try and devalue your case, and offer settlements that grossly underestimate the damages. 

Instead, let a personal injury lawyer from Accident Lawyers MIA represent you and guide you. With decades of experience and hundreds of cases won, we are confident in our ability to serve you and perform beyond your expectations. We start with a FREE consultation to gather data and evidence to build you a strong case for financial compensation. From there, we will either pursue the insurance company, or file a claim to get you your full compensation.

Author: Jimmy De La Espriella